A sneaky way to get a better interest rate on your CD

It looks like the crazy-low interest rates on savings and CDs aren’t going to improve any time soon.  The Fed has indicated that they plan to keep rates low for the foreseeable future.  And, frankly, our federal government just can’t afford to let interest rates rise because of the ballooning federal debt.

So, what’s a suffering saver to do?  Here’s a trick to improve your interest rate on a 2 year CD.  And, the tip also works for other medium length CD terms.